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Buy the home you love today, and if rates drop after you close, you can refinance with us for reduced closing costs and a lower payment!

I am always looking for ways to save people money! For homes purchased between January 1, 2024 and December 31st, 2024, we will waive the following fees if you return to refinance after you have made 6 payments: Appraisal, Credit, title insurance, and reduced settlement fee -  a saving of thousands in closing costs.  This offer is good for 3 years after purchase on rate and term refinances, and select cash-out transactions, and does not guarantee that your refinance application will be approved or that rates will be lower in the future.  Rates must be sufficiently lower to provide a tangible net benefit per applicable laws. Terms and conditions apply, and offer is subject to change without notice. Contract me for more information.